A lease-to-own and owner-operator program built the way drivers keep asking for: you see every rate, every deduction is a flat itemized line, and the contract is written to the federal Truth-in-Leasing rules — short enough to actually read.
Most lease programs pay you a percentage and keep the rest invisible. Ours starts from 100% of the line-haul revenue plus 100% of the fuel surcharge on every load you haul. What comes out is a short list of flat, itemized costs you agreed to in writing before you signed — and every settlement statement shows each one, next to the rated freight bill so you can check our math.
Fuel figured at 6.5 mpg — tune the price to today's pump.
Example only — your real number comes printed in Schedule 1 before you sign.
Not included: physical damage / bobtail / occ-acc insurance, maintenance, tolls, ELD — your numbers, itemized in Exhibit B. This is an estimator, not an offer; your settlement follows the signed contract.
The section above is for drivers buying a truck from us over time. This one is not that. If the truck is already yours, nothing here is a lease — you keep your equipment, your authority stays yours where you have it, and we dispatch you under an owner-operator agreement.
The agreement is written against 49 CFR Part 376, the federal Truth-in-Leasing rule, with the regulation cited section by section so you can check it clause for clause. Every fee that can ever be deducted is printed in its fee schedule.
It is still a draft. We are publishing it as one, banner and all, so you can read the terms before you ever sit down with us rather than after. Take it to your own lawyer — the page above says we’ll wait, and we mean it here too.
| Brothers covers | You cover |
|---|---|
| Liability & cargo insurance while you run under our authority — certificate on request | Physical damage on your equipment |
| IFTA filings, base plate, and permits (HUT, KYU, NM, OR, CT) | Bobtail / non-trucking liability |
| Dispatch that answers — a real dispatcher on a small fleet, not a driver-manager queue | Maintenance, tires, inspections — it's your truck |
| Live tracking links brokers trust, sent for you on every load | Occupational accident coverage |
| Our own shop — priority bays, no dealer wait-list, repairs billed straight and separate | Your own schedule. Genuinely. |
“At a megafleet you're a truck number in a lease designed by their accountants. Here the owner knows your name, your dispatcher knows your lanes, and the contract was written so you can hand it to a lawyer without us flinching. We make money when you make money — that's the whole model.”
— Brothers Freight Transport, family-owned reefer fleet, Frankfort NY
Class A CDL, a clean enough record to pass our DOT qualification file, and a DOT drug screen. Bring your own truck as an owner-operator, or ask about leasing one of ours to own. We'll tell you honestly if the numbers don't work for you.
Judge it by paper, not promises: our agreement maps clause-by-clause to the federal Truth-in-Leasing regulations (49 CFR Part 376) — rate disclosure before every load, itemized deductions with documentation, interest-bearing escrow with a 45-day return, and a 30-day walk-away for either side. Take the unsigned contract home. Show your lawyer, your spouse, that friend who got burned. Then decide.
Refrigerated — 53′ reefer, fresh and frozen, out of the Northeast. Steady cold-chain customers, honest ETAs, and you see every rate before you accept.
Yes. You're an independent contractor — you can put a qualified driver in your truck at your own expense once they pass the same DOT qualification file as everyone else.
Call the office, or text and we'll call you back between loads. Ask for the owner-operator program.